Reuben Feffer, a professional risk assessor, is not one to ever take chances in any aspect of his life. But when his new bride Lisa leaves him for French scuba instructor Claude on their honeymoon, he finally decides to a risk of his own. At a party, he meets free-spirited Polly, whom he remembers from the seventh grade. Unlike the control-freak Reuben, she's spent her life living on the edge. They reluctantly begin a romance and Polly introduces him to a new world of spicy food and what it mean to really take a chance.